The first step is to fill out the online application. It is only a few questions and will allow one of our loan representatives to contact you. The representative will ask you about your situation and your vehicle. Once we know this, we can get you an amount for your loan. Once we know that you can decide if you want the loan.
This is a secure loan based on the equity value of your car or auto. You will still get to keep the car in your possession.
You can borrow as litte as $2,600 and as much as $30,000.
No. We will only do one loan on one car for one person.
Under certain conditions. One of our underwriters will explain when you go over the loan.
We work with people in a number of states but you will need to sign the paperwork in the state of which you live.
Maybe. On newer cars we can incorporate the last couple payments into a car title loan.
Not at all. That is one of the great things about a car title loan. We care more about the equity in your auto than your personal credit history.
We are more concerned that you have a way to pay the loan then the question if you are employed. We will require that you show there is some income to cover the payments. You can be self- employed, or even receive income from some source other than an employer.
None whatsoever, and this is a key reason why you should use us. Many companies do not want you to pay your loan off early and the pre-payment penalty could be as much as your regular interest payment multiplied by the remaining life of the loan.
We will have you pre-approved in a matter of minutes. Then the paperwork is about 15 minute.
100% yes. We do not hold your car at all.
No. We do not require a bank account at all.
We care a great deal about your privacy. We do not ask for any confidential information such as your social security number on this site. Plus, you should know that we will never sell or distribute any information you give us to anyone other than the direct lender. We will not do business with a lender that sells or shares your information with anyone other than themselves.
We use the standard information such as the car mileage, year, make and model but we go further with our enhanced process and add to it the condition, the edition of the model, the engine size and the options that the car has installed like a sunroof or if it has leather seats. The more you tell us about your car the greater the loan amount can possibly be.
You will usually need to apply for a duplicate title with the state. There are exceptions to this rule so let us know that this situation exists.
The loan documents have to be signed by the person listed on the title.
When you pay off the loan you will get a release of lien. You can attach this to your title or send it in to the Secretary of State to have a fresh title issued.